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Will My Insurance Cover Rehab Costs?Concerns about paying for drug rehab can discourage Anchorage residents from getting help. Many people do not realize their health insurance plan may cover addiction treatment costs. Persons with health care coverage or seeking health care coverage have many protections under the Alaska Patient Bill of Rights. Understanding your insurance coverage and how your provider can help you pay for rehab services can simplify your rehab decision and help you get the best care possible.

What Does My Policy Say about My Rehabilitation Coverage?

Most Anchorage residents do not take time to read their health insurance policy, until they need a particular service. If you or a loved one is in need of drug rehab services, a simple phone call to your insurance provider can put your mind at ease. Have your policy number and group number in hand, and a representative from your health insurance provider can tell you whether or not you are covered. If you do not understand your policy or the answer you receive, a recovery helpline or rehab facility can contact your insurer on your behalf.

Which Rehabilitation Facility and Program Should Anchorage Residents Choose?

The typical health insurance policy will cover the first 30 days of drug rehab. This is true for both inpatient and outpatient programs. Your deductible will depend on your individual policy and the amount you have to pay out-of-pocket per year. Other factors include whether or not your policy requires a physician referral and what services and medications are covered once you are in a facility. The drug treatment facility or program you choose will depend on your insurance provider. Some insurance providers have a list of approved facilities they work with so that would be the place to begin looking.

Rehabilitation Insurance Coverage for Anchorage Residents

The cost of drug rehab may seem prohibitive, but the cost to your life without treatment is too high. Job loss, loss of family and friends and loss of health and happiness are far more expensive than getting the treatment you need. If you need help understanding your insurance policy or finding the right treatment center for you, call our toll-free helpline. We are here for you 24 hours a day, and we can help you break the cycle of addiction in the most affordable and effective way.